All sales final. You agree to pay the full amount to which you have committed. If you are paying through a payment plan, you are responsible for completing each payment regardless if you leave the program or do not complete it in the time-frame provided. There are no refunds or exchanges. Your success is 100 percent up to you. According to my attorney, I need to make to say this to you: I do not guarantee or warrant results or increased income. Read the full terms and conditions here: https://www.maryschiller.com/terms-and-conditions/